Effective Date: July 7, 2025
Welcome to Spendeefi. These Terms and Conditions govern your use of the Spendeefi mobile application and any services provided through it.
By using the app, you agree to be bound by these Terms. If you do not agree, please do not use the app.
Spendeefi is a personal finance tool that helps users track and categorize their spending by analyzing transactional SMS messages from financial institutions (banks, wallets, UPI, etc.).
We do NOT read, store, or use OTPs, passwords, or personal conversations.
All information is handled as per our Privacy Policy.
You are responsible for maintaining the confidentiality of your login information. If you suspect any unauthorized access to your account, notify us immediately at support@spendeefi.com.
All content in the app, including branding, design, logos, and code, is the intellectual property of Spendeefi and may not be copied, modified, or redistributed without our permission.
Spendeefi may use third-party services for analytics, crash reporting, or other utilities. While we ensure these services follow best practices, we are not responsible for their privacy practices or terms.
We strive to ensure accurate tracking of expenses, but we do not guarantee the accuracy, completeness, or timeliness of the information presented.
Spendeefi is not liable for:
You use the app at your own risk.
We reserve the right to suspend or terminate your access to the app at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to us, our users, or third parties.
We may update these Terms occasionally. Continued use of the app after changes means you agree to the updated Terms. Significant changes will be communicated via the app or email.
These Terms shall be governed and interpreted in accordance with the laws of India. Any disputes arising out of or related to the use of the app shall be subject to the exclusive jurisdiction of the courts in Pune, India.
Spendeefi Team
Email: support@spendeefi.com